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National Insurance (NI) Changes: How it Affects Contractors

As you’re probably aware, National Insurance (NI) is generally mandatory for...

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Our Guide to Claiming Expenses Through an Umbrella Company

Claiming back business expenses helps to reduce taxation for umbrella company employees. Of course, this applies to independent contractors too, although it’s rather more of a complex business...

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A Guide to Insurance for Contractors

What insurance does a contractor need? It’s a question you should be asking if you’ve decided to work independently in any capacity. If things go right, you get all the benefits - and if things...

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A Guide to Getting a Mortgage When You Are Self-employed

Getting a mortgage when you’re self-employed isn’t as easy as it is for those who are employed, but it isn’t impossible. In this post, we’ll look at what it takes to get a mortgage as a...

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National Insurance (NI) Changes: How it Affects Contractors

As you’re probably aware, National Insurance (NI) is generally mandatory for anyone earning over £190 a week. It pays for benefits like state pensions, maternity allowance and statutory sick pay....

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Salary Sacrifice Pension for Contractors

Are you planning for retirement? Salary Sacrifice offers a great option to increase your pension pot however it does come with both pros and cons. Below we’ll explore what this actually means...

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Umbrella Company Fees and Costs

Working through an umbrella company solves a lot of the problems you’ll experience if you decide to start your own limited company. Umbrella companies should handle your taxes and ensure that your...

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